Your free digital business account

Apply today for a free online business account with SumUp and enjoy smart, easy features that help you manage all things money in minutes.

Sign up in minutes

No paperwork. No monthly fees.

Your free digital business account

Apply today for a free online business account with SumUp and enjoy smart, easy features that help you manage all things money in minutes.

Sign up in minutes

No monthly fees.

Fast signup

Apply online and get your IBAN in minutes. Plus, you can top up your account instantly to make payments before your Mastercard arrives.

Instant payments

Bills to pay or supplies to buy? Send and receive money instantly and fee-free via SEPA Instant Credit Transfer and save time and money.

Access anywhere

No forms, no fuss, no trips to the bank. Manage your business’s money with ease from your smartphone or desktop—anytime, anywhere.

Get a free, contactless Mastercard

Business Mastercard

Get your free contactless Mastercard for your business expenses and track spending in the SumUp App.

Pay contactless

Link your card with Apple Pay or Google Pay to make fast, convenient payments at millions of locations.

Shop anywhere

Use your card wherever Mastercard is accepted – in shops, online and at the cash machine.

The business account with no hidden fees

We like to keep things simple, with one free plan for every small business. No monthly fee. No hidden charges. No surprises in the small print.

SumUp Business Account

Free

SumUp Mastercard

Free

SEPA bank transfers

Free

Monthly fee

€0

Minimum balance

€0

Free ATM withdrawals

3 per month

Withdrawal fee above free limit

2%

Non-euro withdrawal fee

2%

The business account with no hidden fees

We like to keep things simple, with one free plan for every small business. No monthly fee. No hidden charges. No surprises in the small print.

SumUp Business AccountFree
SumUp MastercardFree
SEPA bank transfersFree
Monthly fee€0
Free ATM withdrawals3 per month
Withdrawal fee above free limit2%
Non-euro ATM withdrawal fee2%

Built for your business.

We help freelancers, sole traders and small businesses manage all things money fast. So you have the freedom to do what you do best.

Open your business account today

You can set up your account online in a few short steps. No paperwork, no hassle and it doesn't cost a thing.

Sign up

Tell us a few details about your business

Get verified

Verify your identity quickly and easily

Add money

Top up fast to start making transfers

You're done!

Use Apple Pay or Google Pay while your card is en route

Sign up now

Ready to get started? Go to the SumUp app to send your first payment link.

Take card. Boost your business.

Easy, flexible payments

Accept credit, debit and contactless card payments easily with a SumUp card reader. No contract and no hidden fees.

Faster cash flow

Make a sale and access the money in your business account the very next day—even on weekends and bank holidays.

View card readers

Your toolkit for all things business

Professional invoices

Create and send customised invoices with SumUp's easy, built-in invoicing tool.

Integrated accounting

Record expenses, upload bank statements and create reports to track your financial health.

Friendly support

Our customer support team is available to assist you 7 days a week via chat, email or phone.

Availability 24/7

Working at home, the office or on-the-go? Access your account anytime from desktop or mobile.

Instant notifications

Stay on top of your finances with alerts on your phone after every payment, deposit or withdrawal.

Transaction history

Keep an eye on your account activity and download it in a click to keep a record for your books.

Professional invoices

Create and send customised invoices with SumUp's easy, built-in invoicing tool.

Integrated accounting

Record expenses, upload bank statements and create reports to track your financial health.

Friendly support

Our customer support team is available to assist you 7 days a week via chat, email or phone.

Availability 24/7

Working at home, the office or on-the-go? Access your account anytime from desktop or mobile.

Instant notifications 

Stay on top of your finances with alerts on your phone after every payment, deposit or withdrawal.

Transaction history

Keep an eye on your account activity and download it in a click to keep a record for your books.

Protection you can count on

3D Secure payments

Like to shop online? We use strong customer authentication to make sure your payments are always secure. Every time you pay online, you'll get a notification on your phone asking you to verify the transaction.

Card blocking

No need to panic if your prepaid Mastercard is lost or stolen. You can freeze and unfreeze it in seconds on your smartphone or computer—anytime, anywhere.

Guaranteed protection

As an electronic money institution authorised by the Central Bank of Ireland, we safeguard your money in a segregated bank account, ensuring your money is protected in any eventuality.

Get the business account that saves you time

Sign up in minutes

Got questions? We've got answers